If you could get the exact same homeowner’s policy that you have right now at a wholesale price you’d jump at the chance, right? Of course you would. Who wouldn’t? Well guess what? There is a deep dark secret in the insurance industry that your broker hopes you’ll never find out about. It’s a simple little secret that will cut the cost of your home policy by anywhere from 30% to 40% before this time tomorrow. And this isn’t a one-time savings. This is a savings that goes on month after month, year after year. And it’s so easy it’ll have you slapping your forehead and saying “Why didn’t I think of that sooner?”
But before we get to the Big Reveal, to the deep dark secret that can save you so much instantly, let’s look at a few more ways that almost every single homeowner can save even MORE month after month.
Did you know that you can save at least $120 every year simply by paying your premium automatically every month directly from your bank account? The reason for this is because processing and mailing you a bill every month costs your company a LOT more than you think. If you save them this expense they will gladly cut the cost of your monthly premium.
Most homeowner’s policies come with a standard $500 deductible. If you file a lot of claims then that deductible is probably O.K. for you, but most people almost never file a claim against their homeowner’s policy. For those people it makes a lot more sense to increase their deductible to $1,000. The amount you’ll save every month will impress you.
Did you know that doing something as simple as placing motion-sensitive floodlights around your home can cut the cost of your monthly premium? So can putting deadbolt locks on all exterior doors, making certain every single window in your home has a working lock and trimming bushes away from all windows to discourage burglaries.
Liability plays a large part in the cost of your homeowner’s policy. You can reduce the cost of your policy simply by replacing all broken or uneven walkways, filling in potholes around your property, putting in outside lights along walking paths and replacing lose or broken floorboards on decks and porches.
But the biggest thing you can do, the thing your broker is so afraid you’ll find out about, is actually the easiest thing to do. In fact, it’s so easy that you may be tempted to discount it offhand – but you’ll be making a costly mistake if you do.
Did you know that online brokers have virtually no overhead that they have to cover? This fact alone lets them cut prices to wholesale levels every single day of the week. But there’s more. Online brokers also have a ton of competition for your business. There’s only one way for an online broker to stay competitive with all of that competition – and that’s to cut prices even further!
Honestly, you’d have to be a millionaire that cared nothing about money to pass up a deal like this. And there’s even another reason to buy your policy online.
When you buy from the comfort of your own home there’s no agent sitting across from you talking you into buying more and more coverage…coverage that you really don’t need and which you certainly can’t afford.
So do yourself and your bank account a huge favor and see for yourself how right I am about this. I’ve researched the market thoroughly but I don’t want you to take my word for anything. Get online and check out the incredible savings for yourself. Then you’ll understand why I’m so gung-ho about letting homeowners everywhere know the secret that I’ve uncovered.